The electronic cash system is based on a uniform merchant fee to be paid by the merchant to each card-issuing bank for providing the payment guarantee for successfully completed transactions. This fee is an ad valorem fee of 0,3 % of the transaction amount, minimum € 0,08 per transactions. For transactions in the petrol sector up to a transaction amount of € 51,13 a reduced merchant fee of 0,2 % of the transaction amount, minimum € 0,04 per transaction, applies.
No further fees are set by the electronic cash regulations. Especially there are no brand or scheme maintenance fees to be paid by the participants. All other fees, i.e. the fees to be paid for the provision of technical services are subject to competition between the participants of the electronic cash system.